DATE: 09/25/11

PROPOSAL BY: Caffine Rambler

GROUP NAME: First Bank of Hathian

TYPE: Bank

SLURL: Teleport

BACKSTORY: Dr. Paul Carr has been around Hathian for almost 6 months now. As an active roleplayer at the HGH, Paul notices a lot of people who come in claiming to have been mugged. Ever the entrepreneur Paul sat down and wanted to find a solution to that problem. And then it hit him. Hathian doesn't have a bank. If people had a place to put their money then there's a better chance that they won't lose their life savings while walking down the street. Ultimately, I would like to create a bank using one of the shop fronts in Hathian that I would rent. It would be organized similar to a typical bank, with a president and vice president, and then a few other officers, who would be in charge of loans, mortgages, venture capital, and other areas. And then of course the lower level employees, who would be bank tellers and security guards. Due to the violent nature of the town, a large number of security guards might be considered, which creates plenty of roleplay opportunities. I was also thinking that safe deposit boxes could be an interesting concept to employ, allowing people to hide their belongings ICly, which again creates more opportunities for roleplay, especially if the police want to search somebody's safe deposit box, they'd have to get a warrant. The general corruptness of Hathian of course wouldn't be lost on the bank, and plenty of opportunities for corrupt loan officers or perhaps even the vice president or the president himself could add an interesting twist to the mix. And of course let's not forget the opportunities for collections officers or repo men, who could potentially go out and break somebody's kneecaps if they aren't keeping up their end of the deal.

UNIQUE: As there are no other banks, the First Bank of Hathian will be an active part of everybody's daily life. Businesses looking to expand ICly couuld get involved with the bank if they so chose, again adding plenty of opportunities to expand roleplay for everybody. The potential to work with other businesses and establishments isn't limited to just loaning money. The potential for something like arranging for internships with CU students would be quite interesting. Something with as much potential to interact with so many people and organizations is a unique opportunity to enrich the Crack Den Community.

EXP:I have been an active and contributing member of CD since about April. As a Senior Physician at the HGH, who has put in probably more hours working there than most, I believe that speaks to the level of dedication I can put into it. I have a RL background in business, and while that doesn't always directly convert to success in an IC business, I believe that the nature of the bank will allow me to use some of those RL skills. In addition to this, in the past I have served as a leader in multiple role play communities for the last several years. I would like to make sure I add that my time at the hospital won't be diminished just because I'd be running the bank, as I'd work out a way to do a full shift and manage the bank. To the best of my ability, I have always tried to have my characters play an active role in the community, and I hope that I can continue to do so if I am able to start up this business.

IDEAS:The nature of a bank allows for many different roleplay opportunities and events. As mentioned previously, things such as loans and mortgages would help add a layer of realism to peoples' roleplay. Bringing on interns from CU, fighting off bank robbers, and running an armored car that picks up money from businesses (wouldn't be doing this at first, the armored car would be something that I would consider adding later if other businesses showed enough interest) are just a few ideas to create roleplay. Bank robberies would most likely be common, and thus many events are possible. In addition to the spontaneous events, the bank could hold various fundraisers for "charities" or perhaps tours of the bank for some of the CD Children could be set up. The structure of the bank would allow for many people to be employed, and depending upon their background either starting at the teller level, or perhaps a junior officer. OOCly the roleplay would be open for anybody who is interested. ICly employees would potentially have to undergo a routine background check.

OTHER:Overall, money isn't very realistic in Hathian. People either have it or they don't. However if the bank is created, I believe it could help add another layer of realism to peoples roleplay if they wished to integrate it into their characters' and businesses' daily lives. I'd like to make a point that while the potential for mortgages and loans could lead to issues such as repossession or foreclosures, the main priority of the business would be to let people keep their homes or business, so as not to disrupt others' roleplay. Something like roughing somebody up or threatening their well being would be an alternative to "taking" a home or business. I'd like to add that I do understand that at the moment there are no plans to create new official CD businesses, so this would be a privately owned business.